Does market competition affect all banks equally? Empirical evidence on Montenegro

نویسندگان

چکیده

Abstract Bank stability is an important aspect of financial stability, especially in bank-centric systems like that Montenegro. Hence, it to analyse risks affecting both the banking and system as a whole. Rising competition among banks could pose challenge possibly change level credit risk, if are small size. This can affect risk stability. Small-sized be ones react less nimbly changing market structure than bigger with stable shares. study tries answer whether affects Montenegro differing size differently. Panel data techniques were applied eleven which account for over 90 percent sector. The results indicate concentration particularly harmful when comes small-sized banks, while large-sized affected. Overall, increasing may positively

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ژورنال

عنوان ژورنال: Journal of Central Banking Theory and Practice

سال: 2021

ISSN: ['1800-9581', '2336-9205']

DOI: https://doi.org/10.2478/jcbtp-2021-0015